meridiani.planum
11-26 02:53 AM
What they did on Wall Street was short selling of stocks. This is nothing to do with real estate. Short selling of real estate is a way for Lenders to get the marlet value of the property instead of foreclosing it for no value at all. This is something which is approved by the lenders based on the market. Nothing illegal in it.
nope, the current crash has NOTHING to do with short selling either of stocks of real estate..
Look up "derivatives" and CDOs, thats the root cause of all these problems. See http://en.wikipedia.org/wiki/Stock_market_crash#The_Crash_of_2008 and also articles by Rubini on this issue.
nope, the current crash has NOTHING to do with short selling either of stocks of real estate..
Look up "derivatives" and CDOs, thats the root cause of all these problems. See http://en.wikipedia.org/wiki/Stock_market_crash#The_Crash_of_2008 and also articles by Rubini on this issue.
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unseenguy
06-18 06:41 PM
divide and rule! Last I know thats how Britain ruled India! and got control of India
acecupid
08-21 12:37 PM
guys,
With the new visa spill-over process, where do you think EB3_ROW will be in the October 08 bulletin?
It will be so retrogressed, you will need a time machine to travel back in time to figure out how far back :):)
No one can predict that dude... chill out!
With the new visa spill-over process, where do you think EB3_ROW will be in the October 08 bulletin?
It will be so retrogressed, you will need a time machine to travel back in time to figure out how far back :):)
No one can predict that dude... chill out!
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nrk
08-17 02:03 PM
congrats enjoy your freedom.
Finally got the magic email, straight to card production ordered. After 12+ years in this country and 3 labor filings
NSC, EB2
Priority Date - 2/3/2006
Receipt Date - 7/2/2007
Notice Date - 8/10/2007
RFE - April 2009 replied promptly in a few days, status was stuck at RFE response received since then.
Opened SR on 8/4/2010
Filed DHS-7001 last week 8/11/2010
hadn't heard anything back from either of the two methods above.
******************
Card/ Document Production
On August 17, 2010, we ordered production of your new card. Please allow 30 days for your card to be mailed to you. If we need something from you we will contact you. If you move before you receive the card, call customer service at 1-800-375-5283.
******************
Finally got the magic email, straight to card production ordered. After 12+ years in this country and 3 labor filings
NSC, EB2
Priority Date - 2/3/2006
Receipt Date - 7/2/2007
Notice Date - 8/10/2007
RFE - April 2009 replied promptly in a few days, status was stuck at RFE response received since then.
Opened SR on 8/4/2010
Filed DHS-7001 last week 8/11/2010
hadn't heard anything back from either of the two methods above.
******************
Card/ Document Production
On August 17, 2010, we ordered production of your new card. Please allow 30 days for your card to be mailed to you. If we need something from you we will contact you. If you move before you receive the card, call customer service at 1-800-375-5283.
******************
more...
funny
09-09 03:48 PM
I called the members and most of the calls went to voicemail. Left a message urging them to support the bill. I also started posting this in our university Indian student Association group so that they can start calling. I thank IV for the telephone numbers.
Call all your friends in other companies and ask them to call, specially the oes who do not visit IV. Let them know.
Call all your friends in other companies and ask them to call, specially the oes who do not visit IV. Let them know.
next
11-03 04:15 PM
Sent
more...
Canadian_Dream
11-25 05:26 PM
Some Rules:
Rule 101 for car buying: Value depreciates moment you walk out of show room. How much it will be, no one can guarantee you and no one but you are liable for depreciation.
Rule 101 for Home buying: Value of the debt you sign will remain unchanged
while the value of asset may erode.
Rule 102: House is a secure debt: meaning if you don't pay the house will be repossessed by bank. So you have to pay to play.
Do you know there is no earthquake insurance in California so if you loose your fully paid house in earth quake you are left with ZIP !!!
Mother of all Rule: Don't get into the any game without knowing the rules.
Now some clarification: The money Punjabi77 own to the bank is actually already paid to the builder or seller (previous owner) by the bank. Bank gave away that money just by a stroke of signature of Punjabi77 and in return for future interest payments. So the asset value on the book is what Punjabi
owes not a penny less and not a penny more. If they reduce the asset value to make Punjabi77 feel better it will be taking loss for him ? Why should they do it ? Should they take it back from builder and where do we stop ?
We can demonize lenders, Wall St and everyone all we want, but this thread is not about them. This is about punjabi77. But I don't know why it is so hard for us to just accept that we screwed up, got enticed made a mistake and start to fix it. Stop the blame game for once. I can attribute all my problems to someone or the other but how does it help me ? The sooner I accept them and start to work on then better it is for me.
In principle, I agree with you that we are responsible for what we 'sign up' for and shouldn't back away from that. But, your example is a little bit off as in nobody is asking back money from the mortgage which is already paid (akin to the difference in gas prices that you mentioned), the interest rate could change and we are liable to pay the difference in the mortgage payments due that fluctuation - the thing here is the base value of your asset. As a hypothetical example (because vehicle prices always depreciate, so please ignore the reality), let's say you bought that Gas guzzling SUV at 50k and now suddenly after 2 years, due to whatever reason, you go and try to sell the same SUV to the same dealer and he quotes you 5k. Wouldn't you fault that dealer for selling you the same thing at 50k when the actual value of the same asset 2 year back was 5k (but he sold you at 50k and you have only paid back 10k in monthly installments until now). Who is to blame for that 35k deficit? You? Forget the monthly payments here and concentrate on the actual asset value.
As mentioned above, I do agree that we are liable for what we do in life and one has to stand up for his/her deeds - but at the same time, and I again argue the same point, that the greedy people on wall st. and lending institutions are largely responsible for this mess - imagine if they had never sold you the asset for 50k, which is a bloated amount for that particular asset and the sad part in this is that the lender lends out the money knowing all this.
Rule 101 for car buying: Value depreciates moment you walk out of show room. How much it will be, no one can guarantee you and no one but you are liable for depreciation.
Rule 101 for Home buying: Value of the debt you sign will remain unchanged
while the value of asset may erode.
Rule 102: House is a secure debt: meaning if you don't pay the house will be repossessed by bank. So you have to pay to play.
Do you know there is no earthquake insurance in California so if you loose your fully paid house in earth quake you are left with ZIP !!!
Mother of all Rule: Don't get into the any game without knowing the rules.
Now some clarification: The money Punjabi77 own to the bank is actually already paid to the builder or seller (previous owner) by the bank. Bank gave away that money just by a stroke of signature of Punjabi77 and in return for future interest payments. So the asset value on the book is what Punjabi
owes not a penny less and not a penny more. If they reduce the asset value to make Punjabi77 feel better it will be taking loss for him ? Why should they do it ? Should they take it back from builder and where do we stop ?
We can demonize lenders, Wall St and everyone all we want, but this thread is not about them. This is about punjabi77. But I don't know why it is so hard for us to just accept that we screwed up, got enticed made a mistake and start to fix it. Stop the blame game for once. I can attribute all my problems to someone or the other but how does it help me ? The sooner I accept them and start to work on then better it is for me.
In principle, I agree with you that we are responsible for what we 'sign up' for and shouldn't back away from that. But, your example is a little bit off as in nobody is asking back money from the mortgage which is already paid (akin to the difference in gas prices that you mentioned), the interest rate could change and we are liable to pay the difference in the mortgage payments due that fluctuation - the thing here is the base value of your asset. As a hypothetical example (because vehicle prices always depreciate, so please ignore the reality), let's say you bought that Gas guzzling SUV at 50k and now suddenly after 2 years, due to whatever reason, you go and try to sell the same SUV to the same dealer and he quotes you 5k. Wouldn't you fault that dealer for selling you the same thing at 50k when the actual value of the same asset 2 year back was 5k (but he sold you at 50k and you have only paid back 10k in monthly installments until now). Who is to blame for that 35k deficit? You? Forget the monthly payments here and concentrate on the actual asset value.
As mentioned above, I do agree that we are liable for what we do in life and one has to stand up for his/her deeds - but at the same time, and I again argue the same point, that the greedy people on wall st. and lending institutions are largely responsible for this mess - imagine if they had never sold you the asset for 50k, which is a bloated amount for that particular asset and the sad part in this is that the lender lends out the money knowing all this.
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rcr_bulk
08-25 05:01 PM
Vonage was just responding to the competition.
Lingo has a world plan which included unlimited calling to 30 countries( India not included)
India calls were just 2 cents per minute. I switched to Lingo from Vonage 2 months back. Sensing this mass exodus, vonage came up with an even more aggressive plan.
Competition is good !
How is your experience with Lingo customer service. Last year, I tried to switch to Lingo and the lady at customer service is very rude. She is so tired to answer questions and asked me to get all from website. I stopped switching to them.
Lingo has a world plan which included unlimited calling to 30 countries( India not included)
India calls were just 2 cents per minute. I switched to Lingo from Vonage 2 months back. Sensing this mass exodus, vonage came up with an even more aggressive plan.
Competition is good !
How is your experience with Lingo customer service. Last year, I tried to switch to Lingo and the lady at customer service is very rude. She is so tired to answer questions and asked me to get all from website. I stopped switching to them.
more...
pvgupt01
10-06 03:32 PM
everyone...
I was a July 2nd filer and my cheque got encashed on Oct 4th 2007:). It feels good :)and from the receipt number on back of my cheque my application is now in texas. All the best to all of you.
I was a July 2nd filer and my cheque got encashed on Oct 4th 2007:). It feels good :)and from the receipt number on back of my cheque my application is now in texas. All the best to all of you.
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l1fraud
06-16 10:39 PM
There are lot of people losing jobs because of L1. I totally agree with L1Fraud that we need to expose this racket and make sure everybody is following the rules, period....People like ganguteli must be on L1 and they will always support to continue this fraud. Bringing people on low wages on L1 is causing lot of pressure on salary and I have seen whole floors being replaced from this so called highly skilled people on L1. I'm not against immigration but against people/companies breaking the rules..
L1Fraud - Can you post on how to go about reporting this fraud. I know you mention about ICE? Do you have a format of letter and any suggestions on how to kick start the discussions and investigation....
Go to ICE.gov website or use the below link
"http://www.ice.gov/about/investigations/contact.htm"
Please find to which IO office your region is attached, call the investigations office and talk to investigator and they will direct you to the local officer/investigator. Call the local investigator and he'll arrange to have a face to face meeting and he'll direct you regarding all the petition process. Please PM me know if you need any specific details.
L1Fraud - Can you post on how to go about reporting this fraud. I know you mention about ICE? Do you have a format of letter and any suggestions on how to kick start the discussions and investigation....
Go to ICE.gov website or use the below link
"http://www.ice.gov/about/investigations/contact.htm"
Please find to which IO office your region is attached, call the investigations office and talk to investigator and they will direct you to the local officer/investigator. Call the local investigator and he'll arrange to have a face to face meeting and he'll direct you regarding all the petition process. Please PM me know if you need any specific details.
more...
dontcareanymore
01-05 10:12 PM
First off, interesting thought. I thought about this a lot. A lot of my friends are citizens now. Most of them came at the same time I did or even after I came. They were at the right place at right time and did not languish in SWA & BEC like I did and did not wait in 485 queue for years like I am now.
It may be difficult to sell the idea of 10 year presence , but I believe the following may be palatable :
Consider the 140 approval date or I485 filing date towards calculation of the 5 years of residency requirement instead of GC approval date. You are technically approved to be a resident when 140 is approved. You are ONLY WAITING to be status adjusted for lack of numbers.
having said that I have NO expectation that we can achieve this. Think about it, we can't get simple things about GC done and aim for Citizenship :)
reminds me a famous quote about , some one who can't climb to the roof aiming for moon. (I sound pessimistic, but I am damn deserved to be one :)
Edit : I have not been active on this site for a while, but I just realized, I became infamous while I was away
It may be difficult to sell the idea of 10 year presence , but I believe the following may be palatable :
Consider the 140 approval date or I485 filing date towards calculation of the 5 years of residency requirement instead of GC approval date. You are technically approved to be a resident when 140 is approved. You are ONLY WAITING to be status adjusted for lack of numbers.
having said that I have NO expectation that we can achieve this. Think about it, we can't get simple things about GC done and aim for Citizenship :)
reminds me a famous quote about , some one who can't climb to the roof aiming for moon. (I sound pessimistic, but I am damn deserved to be one :)
Edit : I have not been active on this site for a while, but I just realized, I became infamous while I was away
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lazycis
10-18 08:42 AM
First of all, lazycis, thank you for all the great information on the immigration portal WOM thread and now on the IV forums. The community owes you.
Re: this Cannon declaration -- do you mind sharing the case number or case name (X v Chertoff) or the declaration if you have downloaded it from Pacer?
Hey, thanks, Googler. If we are not helping each other, shame on us.
I am trying to save people's money so that instead of paying the lawyers they would support IV :)
I need to ask the person who shared the declaration with me privately. It was not something I found in PACER. If I find similar declaration in other cases, I'll post it.
Re: this Cannon declaration -- do you mind sharing the case number or case name (X v Chertoff) or the declaration if you have downloaded it from Pacer?
Hey, thanks, Googler. If we are not helping each other, shame on us.
I am trying to save people's money so that instead of paying the lawyers they would support IV :)
I need to ask the person who shared the declaration with me privately. It was not something I found in PACER. If I find similar declaration in other cases, I'll post it.
more...
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ItIsNotFunny
11-17 12:01 PM
Please check with some other attorney too. As per my understanding, you can not file H1 from your own company.
I don't have H1 backup and already in 8th year. I am on self employment, But my lawyer suggested to apply H1extension (through my company) as a backup if MTR denied. If MTR are successful they I don't have to go on through H1 hassle again..
I don't have H1 backup and already in 8th year. I am on self employment, But my lawyer suggested to apply H1extension (through my company) as a backup if MTR denied. If MTR are successful they I don't have to go on through H1 hassle again..
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l1fraud
06-16 10:32 PM
PM me L1fraud i would like to help. Because of L1 misuse lot of people are loosing jobs.
Done check uer PM.
Done check uer PM.
more...
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EB2IndianGC
09-21 04:06 PM
How long does it take for USCIS to give a decision after you respond to a simple RFE.
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grupak
08-21 11:02 AM
Guys,
EB2 guys( those who do not want to support EB3)::
What will you do, in EB3 shoes, if the numbers are not moving in 2-3 months. You got it. MOst of them will change to EB2, right. I will too. I am sure you can imagine the scene then. I know 8 of my 15 friends have already jumped to EB2. And I am sure they have much higher priority date than most of EB2s there. So you know what to expect. Lets ALL support for the common cause.
Sri.
I understand the frustration. Until two months back my PD was retro. Now, I already have my GC on my EB2-NIW I-140 and also had an approved EB1-OR I-140 recently. I am not here to suggest anyone shouldn't do what they think is best for them.
My own understanding of the law is that EB1 gets the left over EB5, EB2 gets the unused numbers from EB1 and the EB5 that went into EB1 but unused. EB3 gets the unused numbers from EB2 and those from EB1+EB5 unused by EB2. This maintains the preference categories (USCIS's definition, I am not saying EB2 is better than EB3).
No matter how the numbers are distributed, there is more demand than supply. It is unlikely all the unused EB1 and EB2 ROW numbers would fall to EB3 ROW and then to EB3-C/I. Some would surely go to EB2-C/I. Right now everyone is retro except EB1 and EB2 ROW. So, redistribution doesn't fix the problem just redistributes the retrogression.
If we can get the recapture and elimination of country ceiling then everybody benefits. The fact that we have an immigration bill is in itself quite something.
No matter how USCIS or DOS allocates the numbers, there will be backlog and its in everyone's interest whether C/I or ROW to think about pushing for the immigration reform bills.
EB2 guys( those who do not want to support EB3)::
What will you do, in EB3 shoes, if the numbers are not moving in 2-3 months. You got it. MOst of them will change to EB2, right. I will too. I am sure you can imagine the scene then. I know 8 of my 15 friends have already jumped to EB2. And I am sure they have much higher priority date than most of EB2s there. So you know what to expect. Lets ALL support for the common cause.
Sri.
I understand the frustration. Until two months back my PD was retro. Now, I already have my GC on my EB2-NIW I-140 and also had an approved EB1-OR I-140 recently. I am not here to suggest anyone shouldn't do what they think is best for them.
My own understanding of the law is that EB1 gets the left over EB5, EB2 gets the unused numbers from EB1 and the EB5 that went into EB1 but unused. EB3 gets the unused numbers from EB2 and those from EB1+EB5 unused by EB2. This maintains the preference categories (USCIS's definition, I am not saying EB2 is better than EB3).
No matter how the numbers are distributed, there is more demand than supply. It is unlikely all the unused EB1 and EB2 ROW numbers would fall to EB3 ROW and then to EB3-C/I. Some would surely go to EB2-C/I. Right now everyone is retro except EB1 and EB2 ROW. So, redistribution doesn't fix the problem just redistributes the retrogression.
If we can get the recapture and elimination of country ceiling then everybody benefits. The fact that we have an immigration bill is in itself quite something.
No matter how USCIS or DOS allocates the numbers, there will be backlog and its in everyone's interest whether C/I or ROW to think about pushing for the immigration reform bills.
more...
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jung.lee
01-07 08:40 PM
My wife is in the same boat. Interviewed Jan 4th. in Mumbai and passport returned immediately - asked to resubmit passport after she received an approval email or phone call. I started a new thread here: <http://immigrationvoice.org/forum/showthread.php?t=16508&highlight=mumbai>
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hsingh82
06-17 12:38 PM
IMO, stopping and working against fraud can be a bullet point in IV's portfolio. It could help IV while discussing issues with lawmakers.
My 2 cents.
My 2 cents.
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calabor2001
02-27 03:12 PM
Mamit: Take a deeeeeeeeep breath! Good for you that you are dealing with this right at the start of your career. Get all the bad stuff out upfront. I have a family and life to take care of in the US and I am stuck in this crap since Jan 7th. It is extremely hard and frustrating - but there is simply nothing that you can do about it right now. So, relax and wait it out.
The PIMS stuff is all messed up and iff you have a common name, your lottery for "Security Clearance" may have come. That would significantly add time to it. If this is your first stamping - the chances of rigorous checking is higher - although that is not always the case.
It is easier said than done - but seriously, let the life take its own course, this too shall pass and soon!
Good Luck and cheer up!
Thanks Bpositive. Actually this time I asked my friend in US to call DOS, and he used the computerized answering system with my petition number and they did say that my H1-B petition has been approved. I don't know if I mispronounced/mistyped anything when I did it last week, but at least now I'm sure that it is on DOS' system. Thats the same thing I heard when I called KCC, that my petition was approved in April 2007. Or maybe I should've asked them if they've access to PIMS. It's frustrating man, I never thought at this stage of career, entry-level that is, I will be stalled by things like this. Well I hope in the end I can find a rational explanation to why things turned out the way they did.
For the new folks in the forum, its been 75 days and am still waiting for my H1 visa. I guess I should also talk to that Mexican Emabassy and see if my case shows up on the PIMS or not. The only problem with New Delhi embassy is that when I call them, all they say is that the case is still pending, and nothing else. I don't even know if I should curse them for being incompetent, or maybe that is all their job entails (I'm not being condescending here). Is it advisable for me to go to New Delhi personally? This is a mess, but as long as its in God's design, I'm ok with it. I just don't wanna feel later that if I had done this ... blah blah, then I could've expedited the whole stuff. That'd be a bummer. Well at least I need to be focussed and keep my head straight. That I can control, and thats what I'm taking solace in.
The PIMS stuff is all messed up and iff you have a common name, your lottery for "Security Clearance" may have come. That would significantly add time to it. If this is your first stamping - the chances of rigorous checking is higher - although that is not always the case.
It is easier said than done - but seriously, let the life take its own course, this too shall pass and soon!
Good Luck and cheer up!
Thanks Bpositive. Actually this time I asked my friend in US to call DOS, and he used the computerized answering system with my petition number and they did say that my H1-B petition has been approved. I don't know if I mispronounced/mistyped anything when I did it last week, but at least now I'm sure that it is on DOS' system. Thats the same thing I heard when I called KCC, that my petition was approved in April 2007. Or maybe I should've asked them if they've access to PIMS. It's frustrating man, I never thought at this stage of career, entry-level that is, I will be stalled by things like this. Well I hope in the end I can find a rational explanation to why things turned out the way they did.
For the new folks in the forum, its been 75 days and am still waiting for my H1 visa. I guess I should also talk to that Mexican Emabassy and see if my case shows up on the PIMS or not. The only problem with New Delhi embassy is that when I call them, all they say is that the case is still pending, and nothing else. I don't even know if I should curse them for being incompetent, or maybe that is all their job entails (I'm not being condescending here). Is it advisable for me to go to New Delhi personally? This is a mess, but as long as its in God's design, I'm ok with it. I just don't wanna feel later that if I had done this ... blah blah, then I could've expedited the whole stuff. That'd be a bummer. Well at least I need to be focussed and keep my head straight. That I can control, and thats what I'm taking solace in.
appas123
08-13 08:04 AM
If you take 1st line you want to write two names in it, that would create a confusion.
If I fill up another applicaiton for derivative, I have to fill up the same way as I filled for myself right? then I will go for this option.
No you can number the names. Put 1 - and write the details with 1 labeled near everything. Same with 2. I leave it to you. If you want to fill two forms to avoid confusion, please do so.
If I fill up another applicaiton for derivative, I have to fill up the same way as I filled for myself right? then I will go for this option.
No you can number the names. Put 1 - and write the details with 1 labeled near everything. Same with 2. I leave it to you. If you want to fill two forms to avoid confusion, please do so.
bikram_das_in
08-20 11:49 AM
Is there any contract obligations for this?
